Sep
05

Major Disasters – Identity Theft Precautions

Identity theft precautions during a disaster is a MUST! Hurricane’s like Irene, Katrina & Charlie, Tornadoes, Mudslides, Floods, Earthquakes, Wildfires and etc… can be very devastating to mankind, but they can impact your identity for the rest of your life. We usually have some form of these natural disasters each and every year, but most people don’t even think about how this one time event could possibly cause a lifetime of devastation.

Homes Ruined by a TornadoIt occurs each year, but hardly any thought goes in to protecting your identity before the aftermath. If a tornado or a hurricane hits your home, your bank, your mortgage company, a store where you just opened a credit account, city hall or even an elementary you went to a long time ago, your personal information could be blown in the winds for miles if not hundreds of miles away.

Whether you think that you have control over your identity from being stolen or not, you have no control. A major disaster could do to you and your family even if you are thousands of miles away.

Prepare for the Worst

Once you’ve put some thought into all the ways your information could be at risk, then it’s time to take action. Gather up all of your personal and financial information and store it in one place. Some of the documents you should collect include:

Driver’s Licenses
Birth Certificates
Marriage Certificates
Death Certificates
Adoption Paperwork
Social Security Cards and Statements
Insurance Paperwork (Home, Health, and Auto)
Lease/Mortgage Paperwork
Past Tax Returns
Bank and Credit Card Statements
Investment Paperwork
Utility Bills and etc…

Make sure that you get all of this paperwork together in one place. It’s best to store it in a waterproof bag, inside a fireproof safe if possible. Then, if you need to evacuate, grab it and you are on your way. Better yet, if you have everything in a portable fireproof safe, just take the entire thing.

This year the South and Midwest felt some of Looking Down on City in Valley with Wildfiresthe hardest hit twisters or floods to record. As the wildfires in the Southwest this year ruined thousand of acres, we here in the Southeast are waiting for the hurricane season to hurry up and end on November 1st.

Pure disasters often leave an ENORMOUS path of destruction in their wake. Unfortunately, this opens up the opportunity for people with less morals to take advantage of something that could pour salt in to an already open wound. Whether you want to believe it or not, a lot of would be thieves/looters will break in to homes during this time of chaos not only grab your valuables, but also your personal documents to be sold on the black market. This being the case, these disasters not only force people to rebuild their homes and towns, but also their lives from scratch.

The loss of individual documents not only complicates relations with federal service providers, your banks and so many other entities, it creates undue stress at a time when you differently don’t need it.

Major or even minor events can wreak havoc with your identity. Believe it or not, you are not in control of what could happen in the future. It is bad enough to pick up the pieces and just get back to normal after one of these events, but make certain you don’t have to rebuild the identity as well.

Aug
10

Identity Theft – Phishing, SMishing & Vishing

What the heck is Phishing, Smishing & Vishing you may be asking yourself? Well, it’s not sitting on a dock on a sunny day while your feet are dangling in the water and you have a fishing pole waiting to catch the big one! It’s new tactics that criminals use to steal your personal information.

In today’s struggling economy, many would-be thieves are using a variety of technical techniques to gather personal information about you. Phishing, Smishing & Vishing are done using the products we use every day, and for the most part, when used properly, we are not even aware that we just became a victim until after the fact. Different forms of Identity Theft are becoming more and more complicated these days and you had better take control by understanding the techniques and protect yourself and your assets before it’s to late!

Phishing is the most common form used by scammers of these three. It is usually done by creating fake e-mails, instant messaging and websites to lure unsuspecting people to enter in their personal information.

When you think about the word phishing, I want you to think about Read the rest of this entry »

Aug
10

Identity Theft – Deter, Detect, Defend

This is the slogan that the FTC uses in the U.S. government’s central website for information about identity theft. In their campaign to inform US citizens, they use the words Deter, Detect, Defend. Can you really Deter, Detect, Defend Identity Theft?

To a degree you can, but we are going to give you some more information here to educate you even more. Even though you might be able to Deter, Detect, Defend, you can’t stop it from happening to you. I would also WARN YOU that the FTC is not giving you all the facts of this fastest growing crime and what you need to do!

Identity Theft is costing consumers and businesses about $50,000,000,000 annually. That’s 50 Billion Dollars!

Here’s a FTC video that shows you what they are recommending:

Although we typically look at identity theft as a financial issue, it is much more. Basically there are 5 areas of identity theft you should be aware of. They are as follows:

  • Financial Identity Theft
  • Medical Identity Theft
  • Character / Criminal Identity Theft
  • Drivers License Identity Theft
  • Social Security Identity Theft
  • Synthetic Identity Theft (A combination of the five and potentially one of the hardest to identify)

Now that we know it’s more than just financial like your banks are telling you, let’s drive a little deeper into the facts. Read the rest of this entry »

Aug
09

Identity Theft – LifeLock Review

We have all heard about IDENTITY THEFT (IDT) and probably even companies such as LifeLock, but do you really understand how this crime could severely damage your life? When it comes to identity theft and the need to protect yourself and your family, you should not ignore the problem and stick your head in the sand.

Identity Theft is the #1 Crime in America and it’s only getting Worse Every Day!

Real Story No. 1: Imagine yourself sitting here on the internet and Read the rest of this entry »